Clearpath turns your monthly financial snapshot into one number that actually matters — the days you moved toward FI. No bank sync. No passive dashboards. Just clarity.
No credit card required. No bank connections. No noise.
Days Moved · March
Net Worth
$437,820Savings Rate
51%FI Progress
43.8%Days Gained — 12 Month Trend
FI Date: Nov 2031"Your savings rate hit a 6-month high. Sustaining this adds 31 days to your annual pace. One more month like this shaves a full month off your FI date."
Avg user moves 18 days closer to FI per month tracked
Featured in r/financialindependence
If you're a high-income saver pursuing FI, you know this ritual.
Net worth tracker. Good data. Tells you what you have. Nothing about what it means.
Net Worth: $437,820
…so what?
Manual savings rate calc. Takes 45 min. Breaks every time your income changes.
=SUM(C2:C14)/B2
Fragile. Error-prone.
FI projections. Shows curves. But still doesn't answer: did this month help or hurt?
FI: Q3 2031 (maybe)
Data in → curves out.
90 minutes every month copying numbers between apps — and you still can't clearly answer whether March was better or worse than February.
No bank connections. No passive syncing. One intentional monthly ritual.
Enter your FI number (or let Clearpath calculate it via 25× annual spending), income sources, and starting asset snapshot. Takes 10 minutes. Never again.
Last Sunday of the month: income received, total spent, and current balances. Clearpath does the math. The whole thing takes 5 minutes.
Clearpath narrates your month in plain English — and tells you exactly how many days you moved toward FI. No interpretation needed.
Clearpath Says · March
"Strong month. 51% savings rate — your best since September. You moved +22 days toward FI, pushing your target date from Nov 2031 to Oct 2031."
The metric no one else has. Every month you get a single number — days gained or lost toward your FI date. +22 days feels different than "net worth up 3%."
No Plaid. No broken connections. No permission anxiety. Monthly manual entry is a 5-minute ritual that makes you think about money instead of passively watching it.
Instead of charts, you get a paragraph. "Your savings rate dropped 6 points. That cost you 14 days of freedom." Context, not just data.
Watch your FI date shift in real-time as you update your monthly data. Multiple scenarios: current pace, optimistic, conservative.
See your Days Moved trend over time. Spot your best months, your worst months, and what made the difference.
Salary, freelance, RSUs, dividends, rental income. Clearpath handles complex income profiles that make other tools break.
"I deleted Empower, archived my Google Sheet, and cancelled ProjectionLab after one month with Clearpath. The Days Moved score made everything else feel like noise."
"Finally something that tells me whether I'm actually making progress, not just showing me bar charts. The no-Plaid thing was a selling point, not a limitation — I hate giving banks my credentials."
"The monthly narrative is what got me. It said 'you lost 14 days this month from lifestyle creep.' That hit different than a red bar in a budget app. Haven't had a down month since."
"This 'Days Moved' metric from Clearpath is the only thing that's made me actually care about month-to-month financial data. Posting my +31 day month here."
u/marcus_fi_journey • 3 days ago
| Feature |
|
Empower | Monarch | ProjectionLab |
|---|---|---|---|---|
| Days Moved™ score | ✓ | ✗ | ✗ | ✗ |
| Plain-English narrative | ✓ | ✗ | ✗ | ✗ |
| No bank sync required | ✓ | ✗ | ✗ | ✓ |
| FI date projection | ✓ | ✗ | partial | ✓ |
| Multi-income support | ✓ | ✓ | ✓ | partial |
| Price | $9/mo | Free + ads | $14.99/mo | $14/mo |
Join 2,841 serious savers who finally know exactly how many days closer to freedom they got this month.